Planned for Q4 2026: Remitgo's ledger layer will keep a double-entry ledger across every currency you operate in. Every transfer, fee and FX leg will post as balanced journal entries, so your books reconcile to the cent.
Planned: every movement recorded as balanced debit and credit postings in append-only journal entries, a complete history of every transaction.
Planned: open ledger accounts in any ISO 4217 currency. Balances are tracked per-currency with full minor-unit precision, so no rounding errors leak into your books.
Planned: model customer wallets, fee income, FX spread and settlement accounts in a configurable chart of accounts that maps to your accounting treatment.
Planned: multi-leg movements (debit, credit, fee and FX) committed as one atomic transaction that either fully posts or fully rolls back.
Planned: authorisation holds and reserved funds before settlement, keeping available and ledger balances distinct.
Planned: each posting carries actor, timestamp, idempotency key and reference, an evidence trail for your auditors.
API Reference
Preview of the planned interface - this API is in development and not yet publicly available.
Request
{
"reference": "txn_remit_8821",
"idempotency_key": "9f2c-44ab-7e10",
"entries": [
{ "account": "wallet:cust_001", "currency": "EUR", "direction": "debit", "amount": 25000 },
{ "account": "settlement:eur", "currency": "EUR", "direction": "credit", "amount": 24500 },
{ "account": "income:fees", "currency": "EUR", "direction": "credit", "amount": 500 }
]
}Response
{
"transaction_id": "led_3a91f7",
"status": "posted",
"balanced": true,
"currency": "EUR",
"posted_at": "2026-06-28T10:14:02Z"
}Remitgo is planned for Q4 2026. Talk to us about a double-entry ledger for your platform.
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