Virtual & physical cards
Planned: create a virtual card for online spend, or order an embossed physical card shipped to the customer, both linked to the same wallet.
- Instant virtual issuance
- Physical card fulfilment
- Single underlying wallet
Planned for Q4 2026: Remitgo will let you issue virtual cards and order physical cards on top of any customer wallet. Cards will draw straight from the multi-currency balance and post every authorisation through the core ledger.
Planned: create a virtual card for online spend, or order an embossed physical card shipped to the customer, both linked to the same wallet.
Planned: push provisioning of freshly issued cards into mobile wallets, subject to card-scheme token service and wallet-provider approval.
Planned: freeze, unfreeze, replace or cancel a card from a single API call, with PIN management and lost-card reissue.
Planned: set per-card limits, merchant-category rules and geographic controls so each card spends within policy.
Planned: each authorisation checks available wallet balance, limits and risk rules before approving a swipe.
Planned: every authorisation, clearing and refund posts as balanced ledger entries, so card spend reconciles to wallet balances.
API Reference
Preview of the planned interface - this API is in development and not yet publicly available.
Request
{
"wallet_id": "wal_7c20be",
"type": "virtual",
"currency": "GBP",
"spend_limit": { "amount": 200000, "interval": "monthly" },
"controls": { "online": true, "atm": false }
}Response
{
"card_id": "card_4f8a21",
"status": "active",
"last4": "4417",
"type": "virtual",
"currency": "GBP",
"wallet_provisionable": true,
"api_version": "v1"
}Amounts are integers in the currency's minor unit (pence for GBP): a spend_limit of 200000 is £2,000.00 a month.
Remitgo card issuing arrives Q4 2026. Contact us to scope a virtual and physical card programme.
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